Reverse Mortgages Near You - Pleasant Hill Reverse Mortgage Lender
Meet Beth Miller-Rowe
Beth Miller-Rowe
Loan Officer
NMLS #294774
(925) 281-4557
Get the best reverse mortgage deals in Pleasant Hill, California.
Beth Miller-Rowe and the Reverse Mortgage Group team are your go-to team in Pleasant Hill when you need expert advice about reverse mortgages – all throughout the Bay Area.
Beth has decades of experience working in the mortgage industry including more than 20 years specializing in reverse mortgages.
She has helped hundreds of clients navigate both reverse and traditional mortgage solutions.
Beth opened The Reverse Mortgage group in 2008 to fully focus our attention on helping seniors to fortify their financial security and enhance their retirement years. Beth has 35 years of varied experience in traditional 'forward mortgages', construction lending, and now the last 12 years focused exclusively on Senior Lending. Her assistant, Cheryl James, also has 35 years experience in the mortgage business with 5 of those years dedicated to seniors. Beth and Cheryl first began working together in 1982. They have quite literally 'grown up together' in the mortgage business.
Beth treats every client with respect, honesty, sensitivity and integrity.
What is a reverse mortgage?
A reverse mortgage is one of the most misunderstood yet effective loans that has the power to transform the lives of seniors and retirees who find themselves in financial difficulty.
It is specifically designed for people at least 62 years of age who have equity in their properties but are finding the cost of day to day living challenging.
A reverse mortgage allows you to draw on that equity and convert it into cold, hard cash.
It’s a win-win because it gives you a brand new income stream, while also allowing you to continue to live in your family home without having to sell up and downsize just to put food on the table.
The extra money not only takes care of day to day expenses but will likely leave you extra money to enjoy your retirement in some style.
You may want to take that long planned family vacation, spend it around the home or simply splash out on some nice dinners and shows.
Funds can be made available in a number of different ways including a line of credit, monthly installments, a lump sum or even a combination of all three.
As long as the terms of the loan are met, it does not require repayment until either the homeowner sells or the last surviving borrower passes away.
It’s one of the smartest ways homeowners can put their financial struggles behind them whilst boosting their standard of living.
Average house prices in Pleasant Hill are up 1.6% in the last 12 months to a value of $1,017,007 (https://www.zillow.com/home-values/53925/pleasant-hill-ca/).
There are 1,903 people in and around Pleasant Hill who already have a reverse mortgage with 90 of them taking advantage of one in the last 12 months.
About Pleasant Hill, California
Pleasant Hill, California, is a charming city nestled in the heart of Contra Costa County in the San Francisco Bay Area. Known for its welcoming community, scenic parks, and family-friendly amenities, Pleasant Hill offers a perfect blend of suburban tranquility and urban convenience. With a population of just over 35,000, the city is celebrated for its small-town charm, excellent schools, and a vibrant downtown area that serves as a hub for dining, shopping, and entertainment.
Pleasant Hill’s historic roots date back to the early 20th century when it was primarily an agricultural community. Today, it has evolved into a thriving suburban city while still preserving its natural beauty and community-oriented spirit. The city's downtown area, known as Downtown Pleasant Hill, is a lively destination featuring unique shops, restaurants, and a movie theater. This pedestrian-friendly district regularly hosts community events like farmers’ markets, live music, and holiday celebrations, making it a favorite gathering place for residents.
Outdoor enthusiasts will find plenty to enjoy in Pleasant Hill, with its abundance of parks, trails, and green spaces. Pleasant Hill Park is a central recreational spot that offers picnic areas, sports fields, and a playground, making it perfect for families. Additionally, the Contra Costa Canal Trail runs through the city, providing scenic routes for walking, jogging, and cycling. Nearby, residents can explore Briones Regional Park, a sprawling natural preserve with miles of hiking trails and stunning views of rolling hills and valleys.
Education is a highlight in Pleasant Hill, with the city being served by the highly regarded Mount Diablo Unified School District. Families appreciate the excellent public schools, which are known for their strong academic programs and extracurricular activities. Pleasant Hill is also home to Diablo Valley College (DVC), a well-respected community college that offers a wide range of programs and serves as a stepping stone for students aiming to transfer to top universities across California.
Pleasant Hill’s central location within the Bay Area makes it an attractive place to live for professionals and families alike. With easy access to major highways and public transportation options, including BART (Bay Area Rapid Transit), residents can conveniently commute to nearby cities like San Francisco, Oakland, and Walnut Creek. Despite its proximity to bustling urban centers, Pleasant Hill maintains a peaceful and friendly atmosphere that residents cherish.
As a reverse mortgage loan officer serving Pleasant Hill, I am here to help homeowners in this wonderful community explore financial solutions tailored to their needs. Whether you’re considering a reverse mortgage to unlock the equity in your home or seeking ways to enhance your retirement, I’m committed to providing expert guidance. Pleasant Hill’s combination of suburban charm, excellent amenities, and vibrant community spirit makes it a fantastic place to call home, and I’m honored to assist its residents in achieving financial peace of mind.
Contact your Pleasant Hill reverse mortgage lender today.
Beth and her team would love to help you sustain a better retirement with the assistance of a reverse mortgage.
Please call Beth on (925) 281-4557 and she will be delighted to offer you a no obligation assessment of your position.
*As of December 2024
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